Planning and Personal Finance

Diligence is the mother of good luck

Benjamin Franklin

US Savings I Bond Looks Attractive As Savings Vehicle

The US Savings I Bond looks attractive as a savings vehicle for a portion of your savings that you will not need within 2 years. You can buy up to $10,000 per social security number. In other words, spouses can each buy $10,000. The current interest rate is 6.89% and is inflation adjusted every 6 months.

Read More »
Building Benjamins

Tax on Social Security In Retirement

A prudent and effective tax strategy during your employment years will most likely need to be modified in retirement. Once earned income ceases and income from retirement plans, investments, and Social Security commences, tax liabilities change.

Read More »
Building Benjamins

The Valerie Fund Charitable Giving

Highly appreciated stock or IRA Required Minimum Distributions (RMD) is the most tax-efficient way to donate where you avoid taxes, get credit for the donation and the Valerie Fund gets the full benefit of your donation.

Read More »
Building Benjamins

Financial Planning Tips for Families

Financial planning is usually your best choice if you want to secure your future. If you aren’t sure how to get started, Building Benjamins shares some financial planning tips to get you headed in the right direction.

Read More »