PRICING

A penny saved
is a penny earned
~ Benjamin Franklin

Transparency is
the greatest policy

Building Benjamins offers fully transparent fee-only investment management and financial planning services. The 0.45% fee you see is the fee you pay, we do not collect hidden fees, and we do not receive any commissions or payments from the funds we invest in. By aligning our interests with yours you can be sure you are receiving unbiased advice free of any conflicts of interest. Access stronger portfolios and wiser diversification and make your money work harder for you.

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Fee savings calculator

Account Value After 25 Years
  • Initial Investment
    $ UPDATE
  • Building Benjamins $383,423
  • Typical Advisor $329,641
  • Potential Savings $53,781

For the purposes of this fee savings projection we are assuming a constant 6% annual return for both Building Benjamins and the Typical Advisor for a period of 25 years. Based on the initial investment – after 25 years of growth and fees, an account with a Typical Advisor charging 1.05% (the average annual fee for a $500,000 account*) would be worth $329,641, while an account with Building Benjamins with a 0.45% annual fee would be worth $383,423 – leaving you with $53,781 more than with a Typical Advisor.

* Source: AdvisoryHQ Study – Average Financial Advisor Fees 2016

  • Typical
    Advisor
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DARE TO COMPARE

We know you have a lot of options to choose from when seeking help investing your money. Here is how Building Benjamins compares to some of your other options.

Diversified Portfolios
Utilizes True Low Correlation Assets Providing Meaningful Diversification
Minimum Portfolio Size
Human Adviser Reviewing Trades
No Forced Cash Allocation
Strong Risk-Adjusted Expected Returns
Utilizes Active and Alternative Managers Where Beneficial
Full Daily Liquidity
Benefits from Illiquidity Premium
Access to Exclusive Asset Classes
Investment Adviser Fees
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extensive varies limited limited limited
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$50,000 typically
$500,000
$0 $500 $5,000
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0.45% 1.05%*** 0.25-.50% 0.25% HIDDEN
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* Typically 60% or more is fully liquid – remainder has approximately quarterly liquidity. See full disclosure for more detail.
** Schwab Intelligent Portfolios requires a minimum 6% (or greater) allocation to cash – even for risk tolerant investors or investors who don’t want cash. This cash creates a performance drag on the portfolios that diminishes your long term returns. Why is it in there then? Because that’s one of the ways Schwab makes money off its “free” service – according to Schwab “Schwab Bank earns revenue based on the interest we receive by investing the cash, minus the interest paid on the deposit and the cost of FDIC insurance”.
*** The average annual fee for a $500,000 account according to the AdvisoryHQ Study – Average Financial Advisor Fees 2016